New: African Unity
health insurance for all!
Now, more than ever, all South African families
need excellent health
cover. Let us send you a personal health insurance quote
African Unity Life!
All South Africans need medical cover IN ADDITION
to their medical scheme membership. Our giant short-term insurance companies supply excellent
medical cover. But which one should you choose?
WE WILL SUPPLY QUOTES SO
YOU CAN COMPARE!
Kindly complete and submit the form above. We will compare
prices and provide a comprehensive, customised health insurance
African Unity Life Health
African Unity Life offers long-term health insurance as part of its range of
products. African Unity Life is a company with a mission to establish financial inclusion for
all South Africans. African Unity Life offers a range of unique, innovative products in which
the lower and middle-income earners are catered for. A financial services provider with a life license,
AUL offers long-term health insurance. They also offer assistance insurance and life insurance.
AUL aims to help keep South Africa’s workforce in good health so as to maximise their
productivity. To this end they offer both individual and group health insurance cover. This health
insurance cover caters for your expenses when you’re hospitalized as well as for outpatient care. Their
health insurance cover is more affordable than medical aid. If you are business owner, you can take
out African Unity Life group health plan to give your workers peace of mind. If they and their
families’ health has been taken care of, they can focus on being productive. The group cover is available
for both individuals and families.
African Unity Health Insure Benefits
Here is a list of what you can expect your AUL health insurance to cover. These apply
for both individual and group health plans.
· Medication for chronic conditions. This won’t apply to all illnesses so you will need
to find out which conditions are covered.
· Procedures such as removal of kidney stones and hernias, appendectomies and
· Maternal care is covered, including costs of the midwife or Caesarian section, if this
procedure is required.
· Emergency medical treatment after being involved in an accident is
treatment for such an emergency or acute symptoms is covered.
Points to note about African Unity Life Health Insurance
The benefits of your AUL health insurance policy for hospitalisation can be paid out in
two ways. One is as a lump sum, in which case the amount will be limited to R20,000 per annum. If it will
be paid as a daily benefit, the member or beneficiary will be paid R3,000 for every day they are
hospitalized. There is no limit on the number of days the amount will be
You can only start enjoying the benefits after a certain waiting period has elapsed.
There is no fixed waiting period with African Unity. It is calculated on a
case-by-case basis taking into account factors such as pre-existing conditions. The waiting period helps
to prevent people getting insurance so as to make quick claims.Without the waiting period the insurer
could suffer a strain on the pool of funds available for settling claims. For this reason you will be
required to disclose information on any pre-existing conditions you may
Also note that the benefits will not be paid directly to the
healthcare provider. AUL operates according to the 2017 Demarcation Regulations. These dictate that the
benefit value be paid to the insured or beneficiary of the policy. The beneficiary can then decide to use
the funds to settle medical bills or other related expenses. This is what distinguishes a medical aid
scheme from health insurance.
Go here for a table of