New: Insurance companies in South Africa
are helping families to cover hospital expenses
Now more than ever your family
needs excellent but cheap medical
cover. Use the form below: we will send you a personal medical
insurance quote from one of the leading
companies
Medical Insurance Companies Are
Helping South Africans to Pay for Healthcare
It seldom happens that our lives are free from anxiety and problems. Sometimes things go
well for us and then suddenly, without any apparent reason, the unexpected happens and you need help.
You need a stabilizing influence in your life when you are admitted to hospital. With a
sudden illness or injury you need to have a reliable hospital plan from one of the leading
companies that allows you a stay in a private hospital.
When you start investigating companies offering medical insurance, you are taking charge
of your family’s health. South Africans are looking at the best medical insurance companies as an
alternative to costly comprehensive medical scheme plans.
Companies bringing you medical
relief
Choosing medical insurance from the top
companies is a difficult task. This is because you have to choose plans from either a medical scheme or
a medical insurance company. Which one is the better option? The medical scheme hospital plans offer far
more benefits.
There are many medical schemes available in South Africa. They all offer
unique benefits. You have to look at the benefits as well as the monthly
premium to make your decision between insurance companies and medical
schemes.
The Top Medical Aid Hospital Plans from
Insurance Companies in South Africa
Medical Aid Schemes all offer wonderful hospital plans in South Africa. They provide cover
of at least 100% of the scheme rates. Some provide network options while others allow you to use doctors and
hospitals of choice.
Luckily there is always a lot of information on these plans that will guide you
towards finding the most appropriate plan for yourself.
◼Discovery
Health
Check out their Core Series. You get unlimited private
hospital cover and full cover for chronic medicine on their formulary for Chronic Disease
List.
◼Medihelp Medical
Scheme
This is one of the top 5
open medical schemes. Their Prime 1 Hospital plan is for those who love the idea of private healthcare at
an affordable price. You have the network alternative that can save you 22% in monthly
contributions.
◼Fedhealth
They offer their FlexiFed1 and FlexiFed1 Elect. Their MediVault
and Wallet help you manage day-to-day medical bills.
◼Bonitas
Choose between their
Hospital Standard, BonEssential and BonEssential Select
◼Health
Squared
Their Aspire Plan for instance
is suitable for healthy individuals where you can enjoy a hospital stay at a hospital you prefer. In-hospital bills are paid at
100%.
◼Momentum
Health
Various
hospital plans, from their Ingwe Option which is a cheap, entry-level medical aid option. They also offer far
more comprehensive plans.
◼Medshield
Look at their MediCore hospital plan. It offers unlimited in-hospital cover through their network. This
particular option has no Day-to-Day benefits and is well suited for healthy individuals.
Take note -
·
Remember that closed schemes are for employees of a particular company. On the other hand,
anyone can join an open scheme.
·
Some of these plans charge a flat monthly rate
regardless of what you earn while others charge you according to your earnings.
All of these medical schemes offer their selection of in-hospital cover. You just have to
do research to be clear on the range of options available to you. Compare the major schemes with the
offerings of top insurance
companies. Between these
hospital plans, monthly premiums vary significantly to allow you to have cover at a level that is affordable
to you.
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Contents