New: cheap medical insurance in South Africa
Now more than ever your family
needs excellent but
cheap medical cover. Use the form below: we will send you a personal medical
All South Africans need medical insurance over and
above their medical scheme membership. Our giant short-term insurance companies supply excellent
medical insurance. But which cover should you choose?
WE ARE HERE TO HELP!
Kindly complete and submit the form above. We will provide
a comprehensive, customised medical
Medical Insurance in South
Africa for Those Unexpected Health Episodes
Imagine being told you have cancer or heart disease with high blood pressure. Imagine your
doctor telling you that your conditions can also lead to diabetes. Just imagine being told all this and
not having any medical insurance in place to help you?
Many people simply die by the wayside as they never had the financial means to take care of
those unexpected health episodes.
A change of season – new healthcare needs
These unexpected health events can change your circumstances and your life. No-one knows when
they are going to happen as they are totally unplanned. Examples are having a car accident, having an
allergy attack or even having an unexpected death. That's why you need medical insurance in South
You can control your health up to a point. Nothing can prepare a seemingly healthy person with
the news that they now have a serious dread disease. If the illness is more severe, it could even lead to
impairment. Then you may need additional medical insurance to pay for assistance to help you
with the emotional effects of the illness.
Youth doesn’t exempt you from unexpected health episodes
Many people have the perception that these diseases are destined for the elderly, but in the
meantime many young South Africans under the age of 40 are showing signs of them.
There has most certainly been an increase in recent years in high cholesterol, heart disease,
cancer and diabetes in the under 35s. Sometimes urgent steps have to be taken to treat it to ensure you
reach your middle years and beyond.
And they need medical insurance in South Africa for accidents, which can happen to
Episodic have your health matters covered
A financial solution provider such as Episodic understands your financial and wellness needs.
They understand how traumatic a dread disease can be and what major treatment you may
require. That's why they offer medical insurance.
There is the Illness Hospitalisation benefit, but this isn’t enough to cover these events. For
extra cover, you will need to choose the Dread Disease benefit.
With this medical insurance in South Africa you get 8
specified conditions and payment is according to SCIDEP staging. SCIDEP stands for the Standardised
Critical Illness Definitions Project, showing when critical illness benefits will pay. Companies always
look at the SCIDEP definitions when they assess a claim.
With dread disease and critical illness medical insurance, Episodic hascreated options for the
different seasons or stages of your life.
They work with
products that are flexible to your changing needs.
They offer relief
for accident and emergency events. They will cover any
in-hospital costs where you are in hospital for 24 hours or longer.
The benefit will
also cover recurring events related to the accident for 12 months after the
No hospital network
is applied and emergency services are included 24/7.
You can choose 3
levels of cover – Level 1, Level 2 and Level 3.
Cover is available
immediately too as there are no waiting periods.
Serious accidents result in immediate hospitalisation and with this health insurance,
pre-authorisation isn’t practical, but you will need to inform them within 24 hours of being admitted for
the benefit to apply.
Cover to suit your specific needs
Episodic Health medical insurance has unique flexible cover options to suit
you and your budget. Their amazing insurance products cover 4 important areas – day-to-day cover for all
those out-of-hospital expenses, unexpected events such as accidents and emergencies, hospital treatment
in private hospitals and funeral cover as well.
There is nothing like a health insurance plan to give
your mind and body a boost. The Episodic team has come up with levels of medical
cover that are bound to have a calming effect on you just knowing that insurance is available for
unexpected health events.
Go here for a table of