Pacific Prime Health
With more than 15 years of experience in insurance, Pacific Prime can be considered a
global leader. Though headquartered in Hong Kong, Pacific Prime strives to offer localised products in
the regions it operates. They have consultants stationed in different parts of the world to provide fully
compliant products. They partner with world leaders in the industry, including Allianz Care and AXA
Insurance. You can therefore be confident in their ability to offer a range of relevant health insurance
products. Whether you need international or local health insurance, Pacific Prime has you
International Health Insurance
If you’re looking to relocate to South Africa, consider taking up an international
health insurance plan from Pacific Prime. Such a plan will ensure you will be able to access quality
healthcare affordably. Pacific’s partnership with many providers globally means you will have a wide
range of plans to choose from.
Their expert advisors will lead you to a locally compliant product that suits your needs and
budget. And if it doesn’t exactly suit you, the product can be modified. Besides helping you get the right
plan, Pacific Prime will help you when it comes to claims or renewals.
You can choose from a range of maternity plans to ensure you get adequate cover at this
vital time. A waiting period of about a year may be required before this policy becomes active. It is
therefore wise to take up this policy as soon as possible if you have an intention of starting a family.
The Pacific Prime maternity insurance includes the below benefits:
· Normal and Caesarian section delivery costs. Note that the Caesarian section has to be
prescribed, not elective.
· Midwife costs for home delivery.
· Pre and post-natal scans, tests and treatment.
Pacific Prime gives you the option of paying healthcare providers directly on your
behalf. This will help if you wish to avoid the headache and expense of paying and then seeking
Pre-existing condition insurance
When applying for health insurance, you will be asked about your medical history.
During this time you will declare if you have a pre-existing medical condition. In this case you will
have three options on how best it can be factored into your policy.
1. A waiting period, or moratorium, may be imposed specifically for the condition. If,
after the period, the condition doesn’t recur, it may be included in your health insurance
2. Treatment for the condition is loaded onto your plan. In this case your contributions
will be slightly higher. But in the event you require treatment for the condition, you will be able to
make a claim.
3. A group health policy could be designed to cater for members with pre-existing
Short-term health insurance
What if you’re traveling to South Africa on vacation or for a short duration? You can
take up a
Pacific Prime short-term insurance plan. This will cover you for
anywhere between one and twelve months. If you will be staying longer, you can exercise the option to make the
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